P2P lending or equity crowdfunding is a relatively new field in Malaysia and I would say that 2017 has seen positive developments in this area with the launch of multiple new players in the country. I have covered two of the more well-known ones in previous posts i.e. Funding Societies and Fundaztic and given some brief commentaries (do check them out if you need more info).

How does one then decide which platform is better? In my humble opinion, putting your hard-earned money into both is well-worth the bet. Why? Simply because you are in effect diversifying and spreading out your investment risk by placing investments into multiple SMEs and companies from diverse industries.

That being said, there are some subtle differences between the two. I have tried my best to make this as detailed as possible, do let me know if I miss out anything.

Fundatic vs Funding Societies

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My experience with both Fundaztic and Funding Societies so far has been positive. In both instances, support has been great and any enquiries I have were answered quickly.