Looking to apply for a new credit card? Check out the credit card Malaysia promotion 2021 from Citibank and HSBC before the year ends!
If you sign up for these credit cards now, you can even bring home some of the credit cards free gifts from the cash vouchers to the latest electronic gadgets!
Citibank
Citibank is running a credit card promotion called the December 21 Citibank Credit Cards Hero Giveaway Campaign from 6th December 2021 to 13th December 2021. Only for 8 days!
But do not worry! Once your application has been approved, you will have a 60 day spending period up till 28 February 2022.
You will also be given a redemption period from 20th January 2021 to 30 April 2021.
Now the exciting part: what free gifts will I get?
Every successful application credit cardholder will be eligible for either an RM400 TNG eWallet credit OR Sharp Air Purifier FPF40LW worth RM839!
Here are some credit cards that you can apply for under the Citibank credit card Malaysia promotion 2021:
List of Citibank Credit Cards Malaysia Promotion 2021 :
1. Citi PremierMiles Card (Good For Travellers)
If you are an avid traveller, this is for you. This card is perfect for travelling since you can accumulate 0.33 points per RM1 you spent.
Other perks you can enjoy:
✅ 1 PremierMiles for every RM3 spent locally
✅ 2 PremierMiles for every RM3 equivalent spent in foreign currencies and selected online travel merchants
✅ 8x complimentary access to 39 Plaza Premium Lounge across 19 airports in 9 countries and territories
✅ Up to RM300,000 travel insurance
✅ Complimentary ride home from KLIA when you spend on your PremierMiles card overseas
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 100,000
Annual Fee: RM300
2. Citi CashBack Card (Good For Cashback)
If you prefer to have money back instead of points collection, I suggest you get this card. You can get as much as 10% cashback for dining, petrol, groceries and even Grab!
Other perks you can enjoy:
✅ 10% Cashback for Dining, Grocery, Petrol & Grab
✅ 0.2% for Other spend
✅ No minimum Cashback accumulation is required
❌ 10% Cashback requires a total monthly spend of RM800 and above
❌ 10% Monthly Cashback capped at RM10
❌ Transactions such as Cash Advance, GST or applicable Fee & Charges are not eligible for earning of rebates
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 36,000
Annual Fee: RM120
3. Citi Simplicity+ Card (No Annual Fee)
If you just want a credit card for your basic daily needs, get this credit card. There are no annual payments and also have a chance for 100% interest back on purchases and cash advances!
Other perks you can enjoy:
✅ 10% Interest back on purchases and cash advances every month when you pay at least the minimum monthly due amount on-time
✅ Rebate earned will automatically be credited in your upcoming statement
✅ No over-limit fee when exceeding the credit limit
✅ No late payment charges
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 24,000
4. Lazada Citi Platinum Card (Good for Rewards/Offers)
Do you love shopping online on Lazada? Now with the Lazada Citi Platinum Card, you can collect 10 points per RM 1 spent for shopping on Lazada!
Other perks you can enjoy:
✅ 10X Citi Rewards Points for Lazada (including Lazada Wallet) spend
✅ 5X Citi Rewards Points on online & lifestyle category spends
✅ 1X and Monthly Bonus Citi Rewards points on petrol and all other spends
✅ 1,000 bonus Citi Rewards Points with min. RM1,500 monthly spend
✅ Offset Lazada Spend via Citi Rewards Points
✅ 3 Years Annual Fee Waiver
❌ 10X Citi Rewards Points capped at maximum RM500 spend per statement month
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 24,000
Annual Fee: RM100
5. Citi Rewards Card (Good for Rewards/Offers)
To all my shopping lovers, get this Citibank credit card right now. Spend RM 1 and you can collect 5 points!
Other perks you can enjoy:
✅ 5X Citi Rewards Points for Overseas spend and at AEON, AEON BiG, Marks & Spencer, Metrojaya, Parkson, Robinsons, Tangs, Isetan, B.I.G Ben’s Independent Grocer, Cold Storage, Everise, Giant, Jasons Food Hall, Jaya Grocer, Servay, Tesco, Village Grocer & many more
✅ 1X Citi Rewards Points for Other spend
✅ Citi Rewards Points do not expire
✅ Unlimited access to Plaza Premium Lounge in KLIA
✅ Up to RM50,000 travel insurance
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 60,000
Annual Fee: RM600
6. Citi Clear Card (Good For Travel & Rewards/Offer)
Love eating and travelling? Earn up to 3X Citi Rewards Points at your favourite shops — Sakae Sushi, Topshop, Zouk Club and more!
Other perks you can enjoy:
✅ 3X Citi Rewards Points at Borders, Sakae Sushi, GAP, Topman, G2000, Topshop, La Senza, Vincci, Zouk Club & many more
✅ 1X Citi Rewards Points for Other spend
✅ Citi Rewards Points do not expire
✅ Buy 1 Free 1 drink at The Coffee Bean & Tea Leaf from Mon-Fri
✅ Buy 1 Free 1 Movie Tickets at Golden Screen Cinemas (GSC) on Fridays
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 24,000
Annual Fee: RM90
7. Citi Cash Back Platinum Card (Good For Cashback)
Another cashback credit card that you can consider.
Other perks you can enjoy:
✅ 10% Cashback for Dining, Grocery, Petrol & Grab
✅ 0.2% for Other spend
✅ No minimum Cashback accumulation is required
❌ 10% Cashback requires a total monthly spend of RM1,500 and above
❌ 10% Monthly Cashback capped at RM15
❌ Transactions such as Cash Advance, GST or applicable Fee & Charges are not eligible for earning of rebates
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 60,000
Annual Fee: RM195
Citibank Credit Card Malaysia Promotion 2021 Terms and Condition:
Card Type Eligibility: All Citi Cards
Promotion eligibility:
– You must be at least 21 years old and have a residential address in Peninsular Malaysia
– You must be either a New-to-Bank or New-to-Card applicant
– You must register interest on CompareHero.my website first, to get redirected to the Citibank website, and complete the online application there (online application guide HERE)
– Citibank online applications (with CompareHero.my as the initial source) must be completed before the end of the Sign-Up Period
– You must get your card approved and swipe (8x of any amount)
– Fulfillment will be sent via email 6-8 weeks upon meeting 8x spend
✅ Get a GUARANTEED Sharp Air Purifier worth RM839 or Touch ‘n Go worth RM400 when you apply and spend with Citi Credit Card today!
✅ Get a 3-Year Annual Fee Waiver upon approval!
✅ Up to RM200 Cash Back when you Pay Your Bills with your new Citi Credit Card and
enrol for auto-billing.
✅ Enjoy up to 10% cashback (Citi Cash Back Card); 12x Rewards points on eWallet Spend (Citi Rewards Card) and more.
HSBC Bank
HSBC Bank is running a Credit Cards Flash Deal Campaign in December 2021 with a spending period of 60 days until 28 February 2022.
There will be a redemption period from 20th January 2021 to 30 April 2021.
Every successful application credit cardholder will be eligible for either a Dyson Supersonic Hairdryer RRP RM1899 OR RM1000 Shopee eVoucher.
List of HSBC Credit Cards Malaysia Promotion 2021:
1. HSBC Platinum Mastercard (Good For Rewards)
Other perks you can enjoy:
✅ 8X Rewards Points for Contactless spend (Mastercard Tap&Go™, Visa payWave or Samsung Pay)
✅ 5X Rewards Points for Online, Overseas, Groceries spend & 1X for Other spend
✅ Exclusive deals & savings from special discounts to offers at more than 6,500 ✅ Shopping outlets nationwide
✅ 8X Monthly Rewards capped at RM3,000
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 36,000
Annual Fee: RM240
2. HSBC Visa Signature (Good For Travel, Rewards/Offer)
Using this card, you can earn 8 points for every RM 1 spent.
Other perks you can enjoy:
✅ 8X Rewards Points for Overseas & Online (Foreign Currency) spend
✅ 5X Rewards Points for Local Malls, Online (RM) spend & 1X for Other spend
✅ 30% OFF Redemption on Online Vouchers (Lazada, Uber, Agoda, AirAsia)
✅ 6X access to Plaza Premium Lounge KLIA, Singapore Changi Airport & Hong Kong International Airport
❌ Additional Rewards Points capped at 30,000 Rewards Points per Eligible Cardholder, per Participating Month
❌ Rewards Points for Online spend differs based on charged currency
Requirements:
Minimum Age: 21
Minimum Annual Income: RM 72,000
Annual Fee: RM600
HSBC Credit Card Malaysia Promotion 2021 Terms and Condition:
Card Type Eligibility: HSBC Platinum Credit Card and HSBC Visa Signature Credit Card
Promotion eligibility:
– You must be at least 21 years old, have a valid MyKad and have a residential address in Peninsular Malaysia.
– You must apply for an HSBC credit card via CompareHero.my during the Sign-Up Period.
– For New-To-Bank, New-To-Card, or Existing HSBC customers only.
Minimum monthly income RM3,000.
Promotion criteria: You must spend a minimum of RM1,000* within the Spend Period.
Christmas came early this year! Get a Dyson Supersonic Hairdryer worth RM1899 OR RM1000 Shopee eVoucher when you apply, activate and spend with HSBC Credit Cards.
✅ 8X Rewards Points for Contactless spend (Mastercard Tap & Go™, Visa payWave or Samsung Pay).
✅ 8X Rewards Points for Overseas & Online (Foreign Currency) spend.