I signed up with Fundaztic back when P2P lending was still pretty new in Malaysia. They went live in July 2017 and needless to say I promptly signed up to test it out.

What is Fundaztic?

Fundaztic is one the 6 companies granted license by Securities Commission of Malaysia to conduct peer-to-peer (P2P) lending and financing in the country.

The company is founded by former executives in the banking industry and a lawyer with a combined 50 years of experience in finance, law and technology, with a startup capital of RM5 million.

At first glance Fundaztic’s website has a minimalist look and one could be forgiven for thinking that they lack the appropriate robustness required for a company involved in finance. However the more I use the site, the more I find it pleasing and easy to navigate. Signup was a breeze too – just send the required documents and your account should be approved without a hitch.

Fundaztic Review: My Personal Experience

Fundaztic’s investment opportunities are pretty decent. They differ from Funding Society from the way they present the available notes to invest in. Each investment opportunity is given a grade according to the risks involved. The higher the risk, the lower the grade, similar to how bonds are graded. Needless to say the higher grade investments were funded pretty quickly so I missed the boat, so to say.

Fundaztic has an app now and this makes it so much easier to check all your investments and funded notes and participate in new note releases. This is definitely a positive development and puts it on par with Funding Societies.

Rest assured, they do have many investing notes that they update regularly which they send out to their investors.

Fundaztic Returns on Investment

I first started investing with Fundaztic back in 2017.

Needless to say, the money I put into Fundaztic has earned me quite a decent return compared to the FD rates you get from banks.

The dashboard has a nifty tool that allows you to have a quick glance at your current portfolio. According to their calculation, my investment has generated returns in excess of 24%. Do bear in mind though that all investments carry a risk.

In conclusion, Fundaztic remains one of my favourite P2P platforms so far and would highly recommend anyone looking for alternative investments to start grabbing a slice of the SME funding pie.

I hope my Fundaztic review is helpful for you. Feel free to leave a comment if you have any positive or negative experiences with Fundaztic.